Monthly Archives: June 2019

ASEAN Regional Organization of Southeast Asian Countries

ASEAN Regional Organization of Southeast Asian Countries

The ASEAN is a regional organization of Southeast Asian countries. The word ASEAN stands for the Association of Southeast Asian Nations. This successful organization was established on August 8, 1967 in Bangkok, Thailand. It is considered as a geopolitical and economic organization in the Southeast part of Asia. It has started its activities with five members and those are Indonesia, Singapore, Malaysia, Philippines and Thailand. Very few years later Brunei, Burma (Myanmar), Cambodia, Laos, and Vietnam also joined in this organization.

On August 8, 1967- at the main hall of Bangkok’s Foreign Affairs building, the Foreign Ministers of Malaysia, Singapore, Thailand, Philippines and Indonesia – are seated together and signed in a document named Bangkok Declaration or ASEAN Declaration. The Association of Southeast Asian Nations (ASEAN) was born, by the virtue of that declaration. The Five Foreign Ministers who signed into that document are being hailed as the founders of this great successful intergovernmental organization of the developing world.

The reason behind the setting up of the organization:

ASEAN has been set up to build a mutual understanding among the members of this community. In addition, their aim is to establish a strong economic community. The main reason of setting up this organization can be counted with 7 specific principles.

1) To accelerate the social, cultural and economic progress through mutual endeavors.

2) To work mutually as a United Nations and to encourage regional peace and constancy.

3) To create mutual assistance in social, cultural, economic and technical fields.

4) To provide assistance through research and training facilities to each other in the field of educational, technical and administrative spheres.

5) To co-operate effectively to make great use of the agriculture and industries through expanding trade and transportation among the countries.

6) To assist in the Southeast Asian studies.

7) To maintain unique aims and purpose in the different existing international organization, and to explore closer cooperation among the countries.

The main objectives of the organization:

The main objectives of this organization are to speed up the economic growth, social progress and cultural growth in the region through joint efforts in the spirit of equality and partnership. ASEAN wants to strengthen the foundation as prosperous as well as a peaceful community of Southeast Asia. The organization works through providing assistance to each other in improving the education and human development among the countries. Another important reason is promoting regional peace and stability. ASEAN works to promote all of their members like a unique community that works together for the betterment of their social, economical and cultural progress. Moreover, the organization tries to manage mutual funding for the development in all sectors of a country.

Benefits Of Hiring A Financial Advisor

Benefits Of Hiring A Financial Advisor

When you are planning investment strategies, the most vital is a sound financial investment advice. This is where hiring an autonomous financial mentor can be helpful. An independent financial advisor is someone who works in a no-clash environment. They can provide different types of financial advice in an unbiased manner to the clients. These advisors are regulated by Financial Services Authority (FSA), which ensure that their practice is ethical and legal. They have an obligation to give reasons for the financial recommendations given.

There are many advantages in hiring an independent financial guide. You need sound investment strategies and such an advisor has the capabilities to develop a comprehensive outline of your financial status, which will take into account all strengths and weaknesses. They will provide a worthy investment strategy and you do not have to worry about what kind of investments you should make and how. Such aspects are taken care of by the investment advisor itself. They will inform you on what stocks, bonds etc you should put your hard earned money into, how much should be the investment, period of investment, risks involved and so on.

Those who want to streamline their investment will find hiring a financial advisor to be very beneficial. The advisor will map an investment strategy that is within the limits of the investor and monitor their investment, so that they get disciplined in their investment activities. They advice on important investment schemes that are necessary for financial growth and it also prevents them from putting money into risky investments that should be avoided.

A good financial advisor is someone who is bothered about his or her clients future. They will look into their current contracts to find out if they are fine or of they need to be changed. They recommend financial products that will benefit them not just in the present market scenario but also in the future. You can call up your financial advisor for making different types of investments on various occasions of your life such as marriage, child birth etc.

Often investors seek advice on certain financial products in the market on which they do not have information or access. Hiring a financial advisor is best for such purposes because they will be able to provide sound financial advice on financial products that you specifically wish to know about. This helps you in devising customized investment plans. Moreover, they will advice if such an investment is worth the money spent or not.

How To Find Cheap Boat Insurance

How To Find Cheap Boat Insurance

If you can get things easily, you might do so. If you can get cheap boat insurance easily, theres no harm in heading that route. Whether you own a boat that is tied to a dock or you have it stored in your trailer, you need to get your hands on cheap boat insurance as soon as possible.

Your boat is an investment and you want to make sure that it is covered. It is like a house or a car. It is an asset and it definitely needs insurance. You want to be covered just in case something happens to it.

You can easily secure cheap boat insurance by going online. Because of the demand for insurance right now, you will realize that you are just one in a million of investors who are thinking of investing their hard-earned cash in insuring their boat.

So if you head out to the open water altogether, you are all covered. Its true what they say about insurance. It is better that you have it and not need it, than need it but not have it.

There are a number of cheap boat insurance quotes to choose from. These sites contribute a lot to the public who wants to insure their boat because they pretty much get an idea of how much this move will cost them.

They also get a preview of the plans out there. The best insurance providers are those that have no qualms in stating the costs of the plans they provide their clients and their potential clients.

Another sign that the insurance provider is one of the best in the business is when the reviews on their plans are positive. Words of their clients also play an important factor.

If you look at cheap boat insurance quotes, chances are you will see links to the webpage of these insurance providers. Seize your chance and click on the link so you can see the testimonials from the clients.

If you are wondering about the discounts that come with the cheap boat insurance, you shouldnt wonder anymore because the quotes that you check out will easily give you the answers that you are looking for.

You can also compare these with the other plans that you are considering. If you can get insurance at a cheaper rate, why should you invest in insurance that are available to you at the general price?

The money that you save for getting cheap boat insurance can be used on other things. You can use this to get something for your boat.

A Market Data APIMaking an Interactive Financial Information Display Possible on Your Website

A Market Data APIMaking an Interactive Financial Information Display Possible on Your Website

Why do you need a market data API in order to display financial data on your website? An API is an Application Programming Interface, an essential part of the interactivity of Web 2.0. A programming interface is like a foreign language translator-It allows one computer operating on one system to talk to another computer operating on another system. Imagine how complex this can be when computer systems are communicating with market data. When you are providing financial information on your website for your visitors, APIs are necessary to display all but static, non-changing information.

Look for a market data solutions provider that can offer several different code-based APIs or SDKs (Software Development Kits) to ensure that you can connect with data feeds and tickers for real-time, delayed, end of day, and historical information. Having access to a .Net, Java, or COM/Win32 API will make this communication more easeful. APIs should have both a server side component as well as a client-side component.

Sample code should be provided with source code available for your tech team.

Consult with your tech team first to determine whether your system would most easily connect to a .NET, Java, or COM/Win32 API. Then find the market data solution firm that can provide the appropriate API for your system. If you need a .NET API to receive market data, make sure it is written in fully manageable C# code and built within a .NET 2.0 framework. If it is a Java API that you need, of course, make sure it is written in pure Java. No external native libraries will be needed. The Legacy COM/WIN32 API should be available from your market data solutions firm if your system requires this type of interface.

If this all sounds like a lot of mumbo jumbo to you, just make sure that the market data solutions company that you select offers complete code samples, documentation, and complete customized tech support, regardless of the market data API available. Broadcast feeds should come in a format that compresses and consolidates direct feeds from any exchange. Check to be certain that they offer financial data feeds in raw or original exchange format, utilizing HTTP transfer in XML, CSV, and FTP. And most importantly, make sure that the data you receive is the most timely, accurate data available. Your data solutions firm must provide reliable figures, with transactions, inserts, and corrections reported as they are reported by the exchanges. Visit BarchartMarketData.com, where you’ll find more information about each marketdata API available and how to get started on posting your own white-label financial data feed on your company’s website.

Colin Snider lives in New Orleans, Louisiana. He is a promoter for local venues, including concert venues and clubs, in the city. Football is his favorite sport and he is a hardcore Saints fan. He also enjoys trading and investing in the stock market and relies of end of day data to make financial decisions

ABCs of auto insurance

ABCs of auto insurance

Auto insurance quotes are generally free to order out, not just before an auto insurance policy get auto insurance quote you get on. The best possible way to save money on your auto insurance to get at least three insurance quotes. Granted, getting several insurance quotes you will take time, but if you work on your auto insurance can save the amount you I think you will agree that having multiple auto insurance quotes an important use of your time Compare your hourly rate. Many of the best ways auto insurance quotes in the shortest period of time as possible to get on the Internet. You trawl through some user unfriendly insurance quote sites, but there are many little gems out there where you go and get multiple auto insurance quotes auto insurance quotes online Most of the main providers simply can not offer but also are providing consumers may discount when they quote insurance online. A decent auto insurance broker is well worth its weight in gold. A way to get your insurance quotes broker means that you only have access to insurance quotes auto insurance broker out a form and then trawl through the load until they get you the best possible insurance package is filled. Nowadays you really clear that even leaving the comfort of your own home, more and more insurance as there are on-line brokers offer their services do not have to.

I can tell you that the sales pitch that a face to face “or telephone insurance quote online insurance providers to respond to your request accompanies the online approach to hate, love. Wait until you each year that may be available to give better Do not change cars. Just last year you have the best possible auto insurance quotes not to say you beat the renewal notice may come through your door does not make sense. Online insurance, it is easy to spend a little time each evening, getting comparable auto insurance quotes, auto insurance, so many are fighting for your business deals with the providers out there and you cash your load can save you sell. When looking for alternative auto insurance quotes make sure you have the lowest auto insurance quotes Czech those that are more expensive to cover are the same level. Always know what you are buying to leave, not yourself a cheap but relatively useless for auto insurance by paying exposed.

The PICE Born with the Ambition to Accelerate Economic Recovery and Job Creation

The PICE Born with the Ambition to Accelerate Economic Recovery and Job Creation

Remember that trade and tourism account for more than 23 percent of GDP in our region

Spain, May 24, 2013 – The Minister of Employment and the Economy of the Government of Castilla-La Mancha, Carmen Home, said that “the Investment Plan and Employment Creation is born with the ambition to accelerate economic recovery and job creation in Castile-La Mancha. ”

At the opening of the first Forum of the Investment Plan and Job Creation, Home recalled that “the PICE includes measures in the most productive sectors of our region, such as the development of infrastructure, agriculture, trade or tourism, to tailor our actions to the European Operational Programme 2014-2020 and, thus, are implemented to achieve equity with those of the European Union “.

During his speech, the Minister of Employment and the Economy has said that “the Government of Castilla-La Mancha is working with determination in the European partnership document and, in this way, go for a smart, sustainable and inclusive to contribute member states to generate high levels of employment, productivity and social cohesion “.

In his view, “it is a dynamic plan that will adapt its measures in a comprehensive process monitoring and evaluation to the changing needs of Castilla-La Mancha and patterns arising from the implementation of European policies during his years of implementation to achieve the objectives “.

Trade On trade, the Minister of Employment and the Economy has stressed that the PICE revolves around seven strategic lines containing 21 actions aimed at supporting commercial sector Castilian-Manchego, a sector in our region representing 11.2 percent of gross domestic product, employs 14 percent of the population and 33 percent of total autonomous and generates a turnover of over 7,500 million euros a year.

Therefore, it has highlighted the adoption of measures to improve the interplay between merchants and their associations, such as the signing of agreements with banks to reopen credit to entrepreneurs worth $ 64 million, plus a second in the amount of 28 million euros, of which the government finances the differential of 5.5 percent and 1.7 percent of the costs of collateral, and other actions designed to promote agility bureaucratic or technological and innovative potential of all them.

Tourism On tourism, Casero stressed that this sector accounts for 12 percent of our Gross Domestic Product and employs about 17,000 people. Therefore, he said that “it is essential that we contribute from the regional government to promote smart growth in tourism, to contribute to the regeneration of our region.”

Finally, Casero said that “Castilla-La Mancha is important by itself to be a single target region, so we are working to make our Strategic Tourism Plan can be a shock final for this sector.”

Press Contact: Consejeria de Empleo y Economia Media Relations Consejeria de Empleo y Economia Address: Avda Ireland No 14 512-212-1139

US Government Aid for Families

US Government Aid for Families

We all need aid at some time or another. We will show how to look and find what is available when needing Family Aid

There is a web site, benefits.gov, which can help you in finding government aid, grants, loans and other benefits and financial support coming from the federal government. The web site will show you all the important information, how to find out if you are eligible, how to apply if you are and where to do that.

When wanting to apply for any kind of financial government aid, you need to know that grants and loans are not the same. A loan has to be paid back, and many times with an interest rate. There is another web site, govloans.gov, which can help you in finding loans which are funded by the government.

Grants do not need to be paid back, but very few of them are meant for people as most of these government grants are given to universities, cities, states, counties, organizations and researchers. Grants.gov is the perfect site to browse for these types of government aid for families.

There are many programs which offer financial help and assistance for families who want to adopt children. Expenses connected with adoption, vary based on the type of adoption. Families who need this help, can research and find information about what can be claimed as financial aid for adopting and what they have to pay themselves.

There are programs which offer you a percentage of the expenses related to work, which you have already paid to a care provider, who cares for your child. The percentage will depend on the income you are receiving. These expenses will be paid if the primary function is to protect the child’s well-being. For most, a credit will be given to those who have used a care provider, who takes care of your child under the age of 13, or caring for your children and spends a minimum of 8 hours in your home.

The total sum of expenses which qualify for the credit are $3000 for one person and $6000 for two or more people. There may be some changes in the amounts, depending on taxes that are active at that year. Also, another important fact is that, the credit which will be received, may not exceed the amount of money which you or your spouse is receiving per month. This could be different if your spouse is a student.

For these credits, a qualifying person actually can be a child who is under the age of 13,or a spouse who is a student and cannot take care of himself which means that he is incapable of taking care of his nutritional and hygienic needs. This may be because of a mental or physical illness.

These are some examples we hope will help you when looking for Government aid for families.

Will The Payroll Tax Holiday Stimulate Your Economic System

Will The Payroll Tax Holiday Stimulate Your Economic System

If you earn a payroll check the payroll tax holiday within the Bush tax cut package could give you a two percent pay hike. Lawmakers view the payroll tax holiday being a financial stimulus on the assumption that individuals will spend that additional money. But some economists say that customers will probably conserve more of that money than the politicians hope. If all will go as prepared, folks really should never need to obtain a personal cash loan. Resource for this article – Inside the payroll tax holiday and how to have a happy one by MoneyBlogNewz.
Payroll tax holiday: economic stimulus?
The payroll tax holiday proposal rolls back the employees’ share of the payroll tax from 6.2 percent to 4.2 % on income up to $106,000. Firms like Deutche Bank revised the predictions for 2011 from 3.3 % to 4.1 percent with economic growth after the tax deal had been announced. Here’s the math behind that reasoning:
Wages and salaries in the U.S. in 2010 total $6.44 trillion. That figure grew nearly 5 percent in the second and third quarter. If that rate continues, wages and salaries will total about $6.75 trillion a year from now. Deutche Bank estimates about 85 percent of total wages and salaries are dinged by the payroll tax. A 2 % reduction in that tax puts $115 billion back in workers’ wallets. Based on the current personal savings rate of 5.8 %, $108 billion — 0.7 percent of estimated 2011 GDP — would be spent. Therefore, 3.3 + 0.7 = 4.1 percent.
There is the Permanent Income Hypothesis to consider
Most are saying that there is too much optimism. This would be from Deutche Bank. Since informed consumers will realize the 2 % raise will only last just a little when, suggests John Carney at CNBC, the payroll tax holiday won’t increase spending that much. There is a name for this made up by economists. Permanent Income Hypothesis is that name. Future earnings are what people spend based off of. Current take-home pay doesn’t do that. The financial crisis changed people. Before it, people spent more than they earned and wouldn’t save at all. After that, the financial crisis came. Now people spend less and conserve more because expectations for the future are diminished.
What you are able to do with your payroll tax holiday
What should you do with that payroll tax holiday raise? Spending it isn’t the suggestion SmartMoney gives. Putting it in a Roth IRA, a traditional IRA or a 401(k) is the suggestion. The money will then be worth something. It will still be worth something after 2012 when the payroll tax holiday ends. You might end up just paying for the health care costs that are expected to rise next year. Buying new appliances is a new option. You could save hundreds of dollars in a few years with more energy efficient home appliances.
Citations
SmartMoney
smartmoney.com/personal-finance/taxes/what-to-do-with-a-payroll-tax-cut/#ixzz17WrUvmtU
CNBC
cnbc.com/id/40553481
Business Insider
businessinsider.com/deutsche-bank-explains-why-the-payroll-tax-holiday-is-a-game-changer-and-could-push-gdp-to-41-2010-12

Economic Benefits Of Knitting Fair Trade Items

Economic Benefits Of Knitting Fair Trade Items

There are many ways for people to earn some extra money. In these rough economic times, many families are trying to get creative with ways to earn extra money. This can be particularly of interest to stay at home moms. They might be at home, but that does not mean that they cannot contribute to the family budget. If these moms are willing to learn how to knit, they could sell knitted fair trade items. One can be part of this movement oneself, and it does not necessarily mean on a big scale.

There are many online resources to help people learn how to knit, and knitted items are fun to make and can be simple to sell. It is important, however, to ensure a few things about the items to be sold. The first thing is that they must be very high quality. The type of yarn used can make a big difference. It is important to do research and see what types of yarn work best for different projects. One types of yarn might work really well for making a felted purse, but it might not work very well for making a hat. It is important to experiment and see what types of yarn work the best.

Another important part of quality is the quality of the stitching. An item might be sold online that is not the highest quality, but it looks good. However, customers will not return to buy more products and they will not recommend products if they are not high quality. If the stitching is done well and the details are attended to, then the items will not only sell well, but people will continue to buy them. It is also important to be creative.

Creativity is what will set someone apart from the competition. There are many competent people who sell knitted fair trade items. There are people who sell scarves and hats and bags. Adding some creativity to what is made will set apart one persons stitching from another. This will ensure that they will always have customers because people will turn to them for new ideas and innovations.

When knitting fair trade items, remember one must also take great care in discovering where your materials initially came from, and that they too were manufactured in a fair trade manner.

Knitting is just one option that can help people to earn some extra money. It is a very fun way to do so! Knitting can be very relaxing and it can be down while watching T.V. or while talking with someone. It is an easy thing to add into any lifestyle. Earning extra money can help a family to be less stressed about money. It might not be a lot at first, but every little bit makes a difference!

month loans-Attractive and effective financial aid for you

month loans-Attractive and effective financial aid for you

If you are compromising to meet your financial needs due to less and limited monthly income, take the assistance of additional finance. Do not ignore your financial expenses and desires and get applied with the reliable and affordable financial aid called 6 month loans. These loans are swift and stress free monetary aid that let you overcome your bad financial time. There could be no hassle if you are having no collateral, check this loan aid for better and swift loan aid.

6 month loans do not let you undergo any collateral demand and thus make the application and approval quick and swift in nature. The loan money that you are allowed to pledge can be ranges from 100 to 1500 with simple repayment tenure of 6 months. No collateral demand takes away all the mess and hassle from the application and approval of loan. One can meet all his financial needs and desires such as meeting his medical care costs, paying off sudden car damage repairs, small travelling expenses, go out on weekends, small wedding expenses, get a television for your home and so on.

You may suffer from bad credit factors due to some past credit mistakes. However, no matter whether you are a good creditor or bad creditor, you can enjoy the assistance of 6 month payday loans without any credit issues. CCJ, arrears, defaults, bankruptcy, foreclosures, skipped payments etc. do not affect the approval of loan. The applicant does not have to face the credit mess irrespective of holding any type of credit scores. No discrimination and no risk have to be faced.

Use the internet for the swift and quick financial approach. There are numerous lenders available online offering the deal at varied rates. Comparisons and negotiation with the lender proves fruitful in lowering down the rates. Just fill a single online application form and submit it to the lender. Lender approved your application and sends you the loan money in least possible time.

Whenever you face some unforeseen and troubled financial situation, check out 6 month loans for better approach. It would bring an instant financial support that quickly covers your monetary crisis without a mere fuss. Thus, when you are unable to meet your financial needs that arises between two of your consecutive paydays, this is an effective and worth applying loan option for you.